Expenses, invoicing and tax all in one
Sole trader? If you want to focus on your business and not your accounting, Coconut is for you.
Connect your accounts
Connect your current accounts and credit cards to Coconut and get a complete view of your business across every account whenever you need it.
Expenses that do themselves
We automatically categorise all of your business expenses for tax as you spend, so you don’t have to worry about them later. Instant notifications remind you to snap the receipt, add notes and record VAT.
Keep on top of income
Create and send invoices and manage your income straight from the app. We’ll notify you when you get paid and automatically match the payment to your invoice.
Sort your taxes
We estimate how much you need to set aside for tax, so you'll never get to the end of the year with an unexpected bill. Get the numbers you need to complete the self-employment part of your tax return straight from the app.
Saving for tax
Easily set money aside to pay your tax bill with a dedicated tax vault. By separating the money you need to pay your tax bill from your day-to-day business account you’ll always know where you stand. With the freedom to top-up or withdraw from it manually you’ve got complete control.
P.S. This is only available to customers with a Coconut current account at the moment.
Coming soon for external accounts
Work seamlessly with your accountant
If you have an accountant, say goodbye to downloading and sharing bank statements. Share your business records with your accountant in real-time through the Coconut Accountant Portal.
Or get matched with an accountant through Coconut
If you're new to the game we have a panel of selected accountants that can help you. We have a range of subscriptions to suit every type of business. And of course, all of our accountant partners seamlessly integrate with your data in the app, so you don't even need to lift a finger.
Chat to our support team through the app whenever you need help.
High level security
We apply high level security to protect your account and data.
Funds are protected
All of your funds are held in a safeguarded account.
Peace of mind
Coconut is regulated by the FCA as an Account Information Service Provider, registration number 931194.