Take control of your business finances
Coconut is the one tool self-employed people need to manage their business finances. With everything from payments to tax return all in one place.


What’s your business setup?
Whether you’re starting out or have a fully fledged business, learn how Coconut is the new way to run your business.
Sole trader
If you’re self-employed, freelancing or have a side-business, learn how Coconut can help.
Learn moreLimited company
For freelancers, contractors and small business owners working through a limited company.
Learn moreAccountant
Coconut finally gives accountants a way to work smarter with their self-employed clients.
Learn more
All your business finances in one place
No more spreadsheets or flicking between apps. Connect current accounts and credit cards to Coconut from 20 different banks, like Barclays, Lloyds and Starling. Get a complete view of your business across every account, whenever you need it.

See how much tax you owe
As you use your Coconut account, we estimate how much tax to save. You'll never get to the end of the year and have an unexpected bill.
Available on sole trader accounts.

Expenses that do themselves
Coconut categorises your business expenses helping you to stay organised. Instant notifications when you spend remind you to snap the receipt, keeping everything neatly in one place.

Know what you can claim
Get helpful tips along the way about what you can and can’t claim, helping to maximise savings on your tax bill.

Professional Invoicing
Create, send and manage beautiful invoices that your clients will love, and help you get paid on time.

Instantly know when you get paid
Coconut tells you as soon as a payment has been made or received so you can stay on top of late invoices.

The tools you need
Export your data whenever you need it. Sole traders also get tax reports to help you with your self-assessment.
Our plans
Our pricing is simple and transparent, with no hidden fees.
Start
£0 /mo
Best suited for side businesses or if you’re just starting out.
- Free UK current account
- Expense tracking
- Tax Estimate (sole traders)
- 3 invoices per month
- 2% on purchases abroad
Grow
£5 /mo (exc VAT)
Banking and accounting for your full-time business.
Everything in Start plus
- Unlimited Invoices
- Free foreign currency exchange
- Free replacement cards

Full UK account
Get a full UK account number and sort code plus a Mastercard® debit card.

Simple Payments
Send and receive payments, set up Direct Debits, and more.

Human Support
Chat to our support team through the app in real-time.

Fast Account Opening
Open an account in minutes from your phone (you'll just need a valid form of ID).
