The financial companion for self-employed people
With expenses, invoicing and tax all in one, Coconut is the ultimate accounting and tax tool for self-employed people.
What’s your business setup?
Whether you’re starting out or have a fully fledged business, learn how Coconut is the new way to run your business.
If you’re self-employed, freelancing or have a side-business, learn how Coconut can help.Learn more
For freelancers, contractors and small business owners working through a limited company.Learn more
Coconut finally gives accountants a way to work smarter with their self-employed clients.Learn more
Connect your accounts
Connect your current accounts and credit cards to Coconut and get a complete view of your business across every account whenever you need it.
Or get a Coconut current account
If you need a business current account, open a Coconut account in minutes straight from your phone. Get a full UK account number and sort code as well as a Mastercard® debit card.
Expenses that do themselves
We automatically categorise all of your business expenses for tax as you spend, so you don’t have to worry about them later. Instant notifications remind you to snap the receipt, add notes and record VAT.
Keep on top of income
Create and send invoices and manage your income straight from the app. We’ll notify you when you get paid and automatically match the payment to your invoice.
Sort your taxes
For Sole Traders we estimate how much you need to set aside for tax, so you'll never get to the end of the year with an unexpected bill. Get the numbers you need to complete the self-employment part of your tax return straight from the app.
Currently available on sole trader accounts.
Coming soon for Limited Companies.
Work seamlessly with your accountant
If you have an accountant, say goodbye to downloading and sharing bank statements. Share your business records with your accountant in real-time through the Coconut Accountant Portal, for free.
Our pricing is simple and transparent, with no hidden fees.
Best suited for side businesses or if you’re just starting out.
- Free UK current account
- Expense tracking
- Tax Estimate (sole traders)
- 3 invoices per month
- 2% on purchases abroad
£5 /mo (exc VAT)
Tax and accounting for your full-time business.
Everything in Start plus
- Unlimited Invoices
- Free foreign currency exchange
- Free replacement cards
Chat to our support team through the app whenever you need help
High level security
We apply high level security to protect your account and data
Funds are protected
All of your funds are held in a safeguarded account
Block and unblock your Coconut card directly through the app whenever you need to
Really like this app so far and I’m really excited about its progress and where it’s going to go. As a new sole trader, finance is incredibly daunting and Coconut is taking away some of the complexity and making things clear for me.
One of the best things I’ve done for my business in 11 years. Excellent app, first class customer service.
My experience of using the app and support service so far has been brilliant – I am blown away by how simple this makes what would have been such a daunting process of keeping accounts and correctly categorising expenses.
I love this service, it’s convenient and easy to use. Fast payments. Invoice service is great and the best customer service. When I’ve needed advice I get a fast reply that always answers my questions. Thank you Coconut I really do wish I’d found you sooner!
Coconut has transformed freelance life for me. Now I can invoice in seconds and easily keep track of my expenses and tax.