Stay on top of Tax without the hassle.

Join thousands of other sole traders and landlords using Coconut, a trusted sole trader accounting app, to track income, claim expenses, handle Self Assessment Tax and Making Tax Digital in minutes.

Start your 14-day free trial
  • No card details required
  • FCA authorised
  • Bank level security

MTD Bridging

£49.99
per year

Monthly pricing not available

Best for sole traders & landlords using spreadsheets to submit MTD updates

£16.99
per month

Key features

  • Keep your spreadsheet and stay MTD compliant
  • Submit MTD quarterly updates directly to HMRC
  • Supports self-employment and property income
  • Multiple businesses and income sources
  • Download our ready-made MTD spreadsheet template
  • One click upload of the completed spreadsheet
See all features
  • No bookkeeping software required
  • UK-based AI & human support
  • Need to complete your MTD filing? Add your MTD Annual Submission (Year-End Declaration) for £49.99 when required.

Bookkeeping

£99.99
per year

Monthly pricing not available

Best for sole traders & landlords who file Self Assessment tax returns

£16.99
per month

Key features

  • Automatic income and expense tracking
  • Connect your bank in 30 seconds
  • Expenses categorised for you
  • Friendly UK expert support
  • Self-employment prep (SA103)
  • Property income prep (SA105)
  • Snap and store receipts instantly
  • Clear guidance on claimable expenses
See all features
  • Attach receipts to transactions
  • Automatic bank transaction imports
  • Unlimited professional invoices
  • PayPal income automatically imported
  • Clear guidance on claimable expenses
  • Invite your accountant anytime
  • Instant profit and loss report
  • Mobile app (iOS & Android)
  • Access from any web browser
  • Secure bank-level encryption
  • Real-time profit overview
  • Multiple income streams
  • File Self Assessment directly to HMRC (+£29.99)

MTD filing

£12.99
per month

Or £129.99 per year

Best for sole traders & landlords who need HMRC-recognised MTD software for Income Tax

£21.99
per month

Key Features

  • Send quarterly MTD updates to HMRC
  • Includes your MTD Annual Submission (Year-End Declaration)
  • Dedicated MTD expert help
  • In year tax estimates
  • Automatic income and expense tracking
  • Connect your bank in 30 seconds
  • Expenses categorised for you
  • HMRC recognised for MTD
See all features
  • Attach receipts to transactions
  • Automatic bank transaction imports
  • Unlimited professional invoices
  • PayPal income automatically imported
  • Clear guidance on claimable expenses
  • Invite your accountant anytime
  • Instant profit and loss report
  • Mobile app (iOS & Android)
  • Access from any web browser
  • Secure bank-level encryption
  • Real-time profit overview
  • Multiple income streams
  • Snap and store receipts instantly
  • HMRC-ready digital records
  • Self-employment tax estimate (SA103)
  • Property income prep (SA105)
  • Never miss a tax deadline

+Self Assessment

£129.99
per year
Save over £130

Key features

Everything in Bookkeeping, plus:

  • Submit Self Assessment direct to HMRC
  • Built-in tax saving suggestions
See all features
  • All tax forms supported:
  • Basic tax return (SA100)
  • Employment income (SA102)
  • Self-employment income (SA103)
  • Partnerships (SA104)
  • Property income (SA105)
  • Foreign income (SA106)
  • Trust income (SA107)
  • Capital gains (SA108)
  • Residency status (SA109)

Full

£159.99
per year
Save over £130

Key features

Everything in Bookkeeping, MTD & Self Assessment

  • Submit Self Assessment direct to HMRC
  • Send quarterly MTD updates to HMRC
  • Submit your MTD year-end return

Want Coconut for free for 2 years?

Then apply for a Revolut or Zempler bank account within Coconut. It only takes 2 minutes! Both routes give eligible new customers 24 months of free access to Coconut, subject to the relevant offer terms.

Savings are based on the monthly price.

MTD ready badge with check mark and text Recognised by HMRC and code 4YTVND.Badge of FCA Authorised

Common questions

Are there different Coconut plans for MTD users vs non‑MTD users?
Can I downgrade or cancel if I don’t need MTD features yet?
Do I need to pay extra for landlord functionality in Coconut?
How can I see what I’m paying for before upgrading to an MTD plan?

Why choose Coconut?

Coconut has been designed specifically for sole traders and landlords. It's simple to use, HMRC recognised, securely connects with your bank and gives you the full picture of your finances in real-time.

Business finance all in on place

Keep track of your financial records as you go for a stress-free tax return

Save for tax with confidence

Find out how much tax to set aside throughout the year - no more guesswork

Automatic sync with bank statement feeds

See new transactions in real-time, without manually adding them

Professional invoices on the go

Create, send and track invoices in just a few clicks

How to get started

Download the mobile app or access via your web browser

Download on the App StoreGet it on Google Play

Get set up and securely connect your bank in minutes

  • No card details required
  • FCA authorised
  • Bank level security

Start organising your finances straight away

Make accounting and tax updates easily with Coconut.

What our Coconut community says

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